Liquidity calculator

What Sampo saves your bank

Enter your own numbers. The calculator shows the liquidity Sampo releases and its annual value. Copy the page address to share your figures.

How the calculation works

Liquidity released

Your monthly peak net debit times the reduction with Sampo. The default reduction is 49%, from FNA's synthetic five-bank model referenced to Fedwire. An evidence pilot measures the reduction on your own payments.

Annual value

The liquidity released, times the share your framework recognises, times your cost of liquidity, an annual rate. The default is 1% a year.

Your cost of liquidity

Use your own all-in figure: the opportunity cost of reserves, collateral pledged for intraday credit, and internal buffer charges. Your treasury sets this number, not FNA.

Data and methodology · The intraday liquidity problem